Client Testimonials

We are proud of our client relationships. And we’re proud to share the observations of those who know best what it’s like to work with Nations First Home Mortgage.

Roger was an invaluable asset during our closing process.  I’ve bought and sold real estate numerous times before, but it’s never been as easy or pain free as it was during this last one with him.  He was on top of all deadlines and all the information that I needed to provide in order to make sure nothing fell through the cracks and that everything was submitted in a timely matter.  I’ll make sure to recommend him to others and will definitely look to him next time I need to refinance or purchase a property.  Thanks again Roger!
Tannay Bhandari, Refinance
I have done my loan a couple of times through Roger. He does what he promises to do. Roger was very crystal clear in explaining what is possible and what is NOT. I would recommend Roger to my friends.
Saminath Maruthappan, Refinance

I have used Roger’s services over 12 years. Roger is customer focused. I didn’t realize how much he took care of me until I dealt with someone else at his old firm. Roger consistently waived fees without telling me. So I was surprised when the fellow mortgage processor told me these were standard fees and the bank typically doesn’t waive them. When I brought this to Roger’s attention, he swiftly removed the bank fees again. In my last closing, I wanted to use a closing attorney from my legal plan. Roger explained to me lawyers in the legal plan make up for the discounted attorney fees by charging higher than average title insurance and other miscellaneous fees. I asked the legal plan lawyers for their closing costs. It was no brainer to use Roger’s closing attorney. Another value is leveraging Roger’s experience coupled with the relationships he has in the industry. Our last closing I believe he was able to get more savings for me which I believe the typical broker would have missed. I don’t know why Roger likes to work with me because I always check his rates with the competition. In addition to giving me the best deal, Roger makes the process smooth, swift and seamless.

Matt Young, Refinance

We highly recommend Roger..! Awesome guy and expert.

Meghana & Sameer Bendre, Purchase

I cannot say enough about Roger at Nations First Home Mortgage, great service from start to finish everything went very smooth and every question I asked was answered. Roger got my loan application approved in 2 weeks and ready to close. Roger was very knowledgeable and honest about fees and loan process. He did not only impressed me and my agent but seller and his agent was very impressed by his customer service too. Roger saved me money every way he can he even talked to closing Attorney on my behalf and asked them to lower their fees. I will definitely recommend Roger to my friends and family.  Thank you again Roger.

Arvind Bagga, Purchase

As a first time home buyer I had many questions around the entire process. Honestly, Roger was not the only Broker/Organization that I was working with, initially, to procure my home mortgage. I was working with 3 others. Evaluating responses and professionalism of all, Roger stood out. He was not only able to provide best rates but was able to beat the competition with his personal touch, ability to convey information upfront (no hidden agenda), being very honest, straight forward and realistic. He educated us regarding entire process and essentially handheld us through the process till successful closing. I would HIGHLY recommend Roger and his services. Now it has become a no-brainer for me. Anyone looking for residential mortgage/financing? Roger is the Guy!


Thank you for your help

Jignesh Joshi, Purchase
“Working with Roger was a seamless experience. We were able to obtain an extraordinary rate that was much better than the big banks could provide.”
Dr. Charles & Shilpa Read, Refinance
“Simplicity and Honesty are the hallmarks of Roger. He truly works for his clients and takes the time to explain each and every step in the loan process.”
Riju Mittal, Refinance
“Roger, Thanks for all your help on the closing table today. I really appreciate your honesty and transparency through the lender closing process. Going forward I will only chose you for any home lender deals. You definitely earned my business!”
Raja Sritharan, Purchase

“Roger was hands on through out my home buying process. He took my call after business hours and weekends if I had any question. Closed my loan on time and as promised. I will recommend Roger to all my friends looking for home financing.”
Archit Patel, Purchase

Roger provided step by step guidance to us in the whole process and even after the closing for many things related to the first time home buying experience. Apart from eth financial matters he also provided personal advise on matters like, location, appraisal, long term prospect, repairs, and even recommendation on interior decoration :). In the time we worked with Roger, he was always approachable, very knowledgeable on all things real estate, personable and professional. We highly recommend his services and already referred couple of friends to him. all things said, he got us an AWESOME DEAL

Arpit Jain, Purchase
I know few genuine people and you are one of them. I really appreciate your help during my loan processing.
Manish Shah, Purchase and Refinance

I would like to take this opportunity to recognize Nations Mortgage for their support, professionalism and process in getting the loan to purchase my house. I was very surprised to see how I was able to get the complete process completed in less than a month. Time was of the essence to me as I had just relocated internationally and needed to get settled at the earliest. In summary, I would definitely recommend them to my friends and family.

Manoj Makhijani, Purchase

Raj is a wonderful person to work with. Being first time home purchaser, I was hesitant yet nervous about the whole loan application process. But Raj in my case was excellent and by far superior with his knowledge. He dealt with me with patience and at the same time helped us with utmost respect and professionalism. He personally takes interest in our cases and guided us throughout the entire phase. Considering how happy I am with the whole process I definitely recommend Raj to anyone purchasing a home. Closing is a breeze if you have Raj. No last minute tensions or worries.

Chandana Siva, Purchase

The graciousness, promptness, followthrough, availability at all odd hours of the day to answer questions and the personal touch were absolutely unmatched. We shopped around for loans from different mortgage brokers, however, in terms of these characteristics and also interest rate, Mr. Merchant provided the BEST service. I will strongly recommend this organization and Mr. Merchant to all readers and my friends/family members. Thank you

Monica Nandan, Purchase

Working with Roger in our refinance was a wonderful experience. Roger helped us to get a lower rate and closing cost. The closing process was very fast. I’d definitely recommend him. He is the most Honest and Professional person I have known. Thank you Roger.

Fabio Marin, Refinance

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